Mutual funds
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAV of schemes may go up or down depending on the factors and forces affecting the securities market, including fluctuations in interest rates. Past performance of the sponsor, the AMC or any scheme is not indicative of future performance. There is no assurance or guarantee that the objectives of any scheme will be achieved. HAWMS Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN: 305902) and is not a SEBI-registered Investment Adviser.
Securities, demat and trading
Investment in the securities market is subject to market risks. Read all the related documents carefully before investing. HAWMS Financial Services Pvt. Ltd. is an Authorised Person of Aditya Birla Money Limited (SEBI-registered Stock Broker) — NSE AP0922082583, BSE AP0101840194890. We are not registered with SEBI as a Research Analyst or Investment Adviser and do not issue investment advice, stock recommendations, price targets or stop-loss levels. Research made available to you is prepared and issued by Aditya Birla Money Limited or its empanelled providers. Brokerage, statutory levies and taxes apply as per the tariff published by Aditya Birla Money Limited.
Fixed deposits, bonds and AIFs
Corporate fixed deposits are unsecured obligations of the issuing company. They are not bank deposits and are not covered by DICGC deposit insurance. Bonds carry credit risk and their market value moves inversely to interest rates. Alternative Investment Funds require a minimum investment of ₹1 crore, are illiquid, may use leverage, and can result in loss of the entire amount invested. Credit ratings are opinions of the rating agency, not guarantees, and can be revised or withdrawn. Read all offer documents carefully before investing.
Insurance
Insurance is the subject matter of solicitation. Insurance products are solicited and placed by Secureline Assurance IMF Pvt. Ltd., an IRDAI-registered Insurance Marketing Firm (Registration No. [IRDAI NO.]). HAWMS Financial Services Pvt. Ltd. does not solicit or sell insurance. Benefits are subject to the policy terms, waiting periods and exclusions. ULIPs are market-linked and the investment value can fall. Tax benefits are subject to the tax law in force and can change.
General
- Nothing on this website is investment, tax or legal advice, or a recommendation to buy or sell any product.
- We do not guarantee or assure any return on any product we distribute.
- Any guidance we give is incidental to our distribution and execution activity. We do not charge an advisory fee.
- Case studies are illustrative and anonymised. Individual experience will vary.
- We do not accept client funds or securities in our own name.
- Tax treatment depends on your individual circumstances and may change. Consult a qualified tax professional.
If you have a complaint about anything described here, our Grievance Redressal page sets out how to raise and escalate it.
