Insurance, arranged through our IRDAI-registered associate
Cover for your family, your health, your vehicle and your business — placed by Secureline Assurance IMF Pvt. Ltd., with the same local support you get from HAWMS on everything else.
Who does what — please read this first
Insurance is solicited and placed by Secureline Assurance IMF Pvt. Ltd., an IRDAI-registered Insurance Marketing Firm (Registration No. IMF09290620250818 , valid until 12.06.2028, which is an associate of HAWMS Financial Services Pvt. Ltd.
HAWMS Financial Services Pvt. Ltd. does not solicit, sell or place insurance and receives no insurance commission.
Insurance is the subject matter of solicitation.
Life insurance
Protection for the people who depend on your income.
- Term life — the largest cover for the lowest premium, with no maturity value
- Whole life and endowment plans
- Child plans and retirement or pension plans
- Group life insurance for employers
Worth saying plainly: for most families the honest answer is term insurance, and it is the least profitable product to sell. If a plan is being recommended to you because it combines insurance with investment, ask what each part costs separately.
Health insurance
- Individual and family floater policies
- Senior citizen plans
- Critical illness cover
- Top-up and super top-up plans, which raise your cover cheaply above a deductible
- Maternity cover, subject to waiting periods
Health policies carry waiting periods, sub-limits, room-rent caps, co-payment clauses and exclusions for pre-existing conditions. These matter more than the premium. Ask to see them in writing before you buy.
General insurance
- Motor — private car, two-wheeler and commercial vehicle
- Home and householder’s insurance
- Travel insurance
- Personal accident cover
- Liability insurance
For employers
- Group health insurance (GMC)
- Group personal accident cover
- Employee compensation / workmen’s compensation insurance
Protecting business assets
- Property and fire insurance
- Marine insurance
- Engineering insurance
How a policy is arranged
- A conversation about what actually needs covering, and for how much.
- Secureline compares options across the insurers it is authorised to place business with.
- You see the benefit illustration, the exclusions and the waiting periods before you decide — not after.
- The proposal is submitted and the policy issued in your name, directly by the insurer.
- At claim time, we help you assemble the paperwork and follow it up.
Contact
- No. 20/254/A, CN 63B, Church Nagar, Angamaly, Ernakulam – 683572, Kerala
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+91 8078781191
0484 4029782
0484 4524574 - info@hawms.in
Speak to Secureline about cover
Call +91 8078781191, WhatsApp us, or walk into any of our three offices in Angamaly, Ernakulam or Vatakara. There is no obligation and no fee for the conversation.
Office hours: 9.30 AM to 5.00 PM
Insurance is the subject matter of solicitation. Insurance products are solicited and placed by Secureline Assurance IMF Pvt. Ltd., an IRDAI-registered Insurance Marketing Firm (Registration No. IMF09290620250818, valid until 12.06.2028 ). HAWMS Financial Services Pvt. Ltd. does not solicit or sell insurance. Please read the policy wording, benefit illustration, waiting periods and exclusions before concluding a sale. ULIPs are market-linked and the investment value can fall as well as rise. Tax benefits are subject to the tax law in force and can change.
